Gainer Financial & Insurance Services

Roger Gainer - CA Insurance Lic # 0754849
Market Watch

May 25, 2012 @ 12:47 AM

Dow Jones Industrials 12,529.75+ 33.60
Dow Jones Transportation 5,108.40+ 41.15
Dow Jones Utilities 466.91+ 1.61
Nasdaq Composite 2,839.38- 10.74
Nasdaq 100 2,531.35- 15.73
S&P 500 1,320.68+ 1.82
S&P Mid-Cap 400 936.08+ 2.76
NYSE Composite 7,552.35+ 11.45
10 Year Treasury Note 1.76+ 0.04

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All quotes are in US Eastern Time (EST).
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Newsletters

Settling on a Salary

As a company's profit situation improves, business owners may be in a position to decide whether to take home a larger salary or use more of the proceeds to invest for the future. This article discusses the possibility of choosing a business-owner salary that allows for other benefits, such as building the business, saving more for retirement, and adding employee benefits.

Designating Retirement Plan Beneficiaries

IRAs and defined-contribution plans have become an important component of personal wealth for households. Designating account beneficiaries and keeping the designations current can be a complex — but important — process to perform on a regular basis as certain life events and tax situations can necessitate a change.

Averaging Ups and Downs

Stock market volatility was the norm in 2011, and that can be hard on an investor’s nerves. Utilizing a dollar-cost averaging strategy may help even out your portfolio’s ups and downs, as explained in this article.

HOT TOPIC: Breaking Down the Debt-Ceiling Compromise

The Budget Control Act of 2011 raised the federal debt ceiling, mandated modest but significant caps on discretionary spending over the next ten years, and left the details of larger deficit reduction to a 12 member, bipartisan “super committee.” The main provisions of the law include the assumption that higher tax rates will return in 2013.

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